According to the Insurance Research Council, in 2012, an estimated 511,021 motorists in Minnesota were driving without the legally required insurance. Minnesota law requires that all vehicles being operated – or which operation is contemplated – have no-fault, liability, and uninsured/underinsured motorist coverage. Minnesota has long sought to reduce the number of uninsured drivers on the road, and a new law is aiming to do just that.
Beginning in January of 2016, all Minnesotans who are registering vehicles, renewing their tabs, or transferring ownership of motor vehicles will need to provide proof of insurance. Prior to the new change, Minnesota law did not require individuals to provide specific policy information but rather only required the individual to attest that the motor vehicle was covered by insurance. The new change, however, will require owners to provide the name of their insurance company, their policy number, and the policy’s expiration date.
Although the new law aims to reduce the number of uninsured drivers on the road, you can still take steps to adequately protect yourself from the risk of being in a crash caused by an uninsured driver. Talk to your insurance agent today to discuss whether or not you are carrying adequate uninsured motorist coverage. If you or a loved one are ever involved in an accident with an uninsured driver, contact one of our experienced attorneys for a free consultation.