The A-to-Z Guide to Teen Driver Licensing in Minnesota

The A-to-Z Guide to Teen Driver Licensing in Minnesota

As a teen in Minnesota, getting your driver’s license is an important milestone. However, it can be overwhelming to understand all the rules and regulations that come along with driving legally on public roads. This article will help you better understand all the laws so that you know what steps need to be taken before getting behind the wheel for the first time.

A High-Level Overview of Obtaining a Teen Driver’s License in Minnesota

In Minnesota, once a teens reaches the age of 16, they are eligible to apply for a driver’s license. To obtain a license, they must meet certain requirements including having held an instructional permit for a certain period of time, completing behind-the-wheel training hours, as well as passing the behind the wheel driving test.

The Graduated Driver’s License (GDL) Program in Minnesota requires that all teen drivers hold an instruction permit for at least six months, complete at least 50 hours of supervised driving practice before taking the written test. This includes at least 15 hours of night time driving. Once these requirements have been met, teens will need to schedule an appointment with a licensed examiner from the DMV for their behind-the-wheel driving test. During this test, applicants will be asked to demonstrate knowledge of the controls of the vehicle, as well as basic vehicle control skills such as turning, lane changing, corner backing, and parking, all while following all traffic laws throughout their test with an examiner present in the car observing them closely.

If successful during this portion of testing, applicants will receive their provisional driver’s license valid until age 18, when it can then be upgraded to an unrestricted full driver’s license if no violations have occurred during its use prior to that point.

The Graduated Driver’s License (GDL) Program in Minnesota

The Graduated Driver’s License (GDL) Program in Minnesota is designed to help teens gain driving experience and develop their skills in a safe, supervised environment. The program consists of three phases: the Instruction Permit phase, the Intermediate License phase, and the Full Unrestricted License phase.

  • Instruction Permit Phase – Teens must be at least 15 years old to apply for an instruction permit. They must pass a written test on traffic laws and road signs as well as provide proof of identity and residency. During this phase, teens may only drive with a licensed adult who is 21 or older seated next to them in the front seat. In addition, they are not allowed to use any electronic devices while driving such as cell phones or GPS systems unless it is an emergency.
  • Provisional License Phase – Teens must be at least 16 years old before applying for an provisional license, which requires passing a behind-the-wheel driving test administered by the Department of Public Safety (DPS). With this license comes additional restrictions, such as:
  • No nighttime driving from 12am to 5am without parental supervision;
  • Only one passenger under 20 years old is allowed in the vehicle;
  • Distracted driving, including cell phone usage while operating a motor vehicle, is prohibited;
  • Mandatory seatbelt use for all occupants;
  • Zero tolerance policy regarding alcohol consumption prior to or during operation of motor vehicle.

Violation of any of these rules will result in suspension or revocation of driver’s license privileges until certain conditions are met again according to state law regulations set forth by the DPS.

  • Full Unrestricted License Phase – Upon turning 18, teen drivers can apply for a full unrestricted license if they have held their intermediate license for six months without any violations or suspensions/revocations due to violations.

The Written Test for a Teen Driver’s License in Minnesota

The Written Test for a Teen Driver’s License in Minnesota is an important step in the process of obtaining an instructional permit. During the written portion of the exam, applicants will be tested on their knowledge of traffic laws and safe driving practices.

Questions may cover topics such as road signs, speed limits, right-of-way rules, parking regulations, alcohol awareness laws and more. It is important that applicants study these topics prior to taking the exam to maximize their chances for success.

The Behind-the-Wheel Driving Test in Minnesota

The Behind-the-Wheel Driving Test in Minnesota is a requirement for all teen drivers to obtain their provisional license. This test is administered by the Department of Public Safety. The purpose of this test is to ensure that teens have the knowledge, skills, and attitude necessary to safely operate a motor vehicle on public roads.

After passing the behind the wheel test, before obtaining their license, applicants must pass a vision screening as well as provide proof of identity, residency, and insurance coverage. Applicants must also complete an approved driver’s education course or at least 50 hours of supervised behind-the-wheel practice with an adult.

The behind-the-wheel test consists primarily of observing how one drives under various road conditions including city streets or highways with other vehicles present around them.  It is important that applicants follow all instructions given by their examiner while demonstrating proper lane changes, turns, braking techniques and more. Additionally, good judgment must be shown when dealing with difficult situations such as merging into heavy traffic or making left turns across multiple lanes.

Insurance Requirements for Teen Drivers in Minnesota

In Minnesota, teen drivers are required to have certain types of insurance coverage to legally operate a motor vehicle. All drivers must carry liability insurance on their vehicle, which covers the costs associated with any damage or injury caused by an accident for which they are at fault. Drivers must also carry the minimum require coverages for no-fault (personal injury protection), uninsured motorist coverage, and uninsured motorist coverage.  Drivers may also choose to purchase additional coverage such as collision and comprehensive insurance, and rental car reimbursement.

The cost of auto insurance for teen drivers can vary greatly depending on factors such as age, driving record, type of vehicle driven, and location. Generally speaking, however, teens can expect their premiums to be higher than those of older drivers due to their lack of experience behind the wheel. Additionally, traffic violations such as speeding tickets will result in increased rates, regardless of age or experience level.

Enjoy the Newfound Freedom of Becoming a Licensed Teen Driver

By following the steps outlined above, teens can get their driver’s licenses safely and responsibly, while simultaneously gaining valuable experience on the road. It is important to remember that obtaining a driver’s license is not just about getting from point A to point B; it involves taking responsibility for your own safety as well as those around you on the roads of Minnesota. Driving is a privilege that should be taken seriously, and all drivers must follow the laws in order to ensure everyone’s safety.

We hope your teen is never involved in an accident.  However, if they are, and have suffered an injury due to someone else’s negligence, the experienced attorneys at Nelson Personal Injury can help. We specialize in personal injury cases throughout Minnesota and have recovered millions of dollars for our clients. Our knowledgeable lawyers are here to listen to your story and fight for the justice that you deserve. Contact us today for your free consultation.

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                  [post_author] => 3
                  [post_date] => 2021-03-22 15:32:31
                  [year] => 2021
                  [month] => 3
                  [post_type] => post
              )
      
          [41] => stdClass Object
              (
                  [slug] => minnesota
                  [ID] => 1636
                  [post_name] => the-importance-of-taking-photographs-after-a-slip-and-fall
                  [post_title] => The Importance of Taking Photographs After a Slip and Fall
                  [post_author] => 3
                  [post_date] => 2021-03-03 17:18:28
                  [year] => 2021
                  [month] => 3
                  [post_type] => post
              )
      
          [42] => stdClass Object
              (
                  [slug] => car-accident
                  [ID] => 1561
                  [post_name] => 10-things-to-keep-in-your-car-for-winter-safety
                  [post_title] => 10 Things to Keep In Your Car for Winter Safety
                  [post_author] => 3
                  [post_date] => 2021-02-10 16:30:04
                  [year] => 2021
                  [month] => 2
                  [post_type] => post
              )
      
          [43] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 1558
                  [post_name] => 4-steps-to-take-if-youre-in-a-motor-vehicle-accident
                  [post_title] => 4 Steps to Take if You're in a Motor Vehicle Accident
                  [post_author] => 3
                  [post_date] => 2021-02-03 16:52:18
                  [year] => 2021
                  [month] => 2
                  [post_type] => post
              )
      
          [44] => stdClass Object
              (
                  [slug] => personal-injury
                  [ID] => 1552
                  [post_name] => 1552-2
                  [post_title] => A Variety Of Personal Injury Claim Services
                  [post_author] => 1
                  [post_date] => 2021-01-06 22:27:45
                  [year] => 2021
                  [month] => 1
                  [post_type] => post
              )
      
          [45] => stdClass Object
              (
                  [slug] => slip-and-fall
                  [ID] => 1548
                  [post_name] => what-to-look-for-in-winter-slip-and-fall-cases
                  [post_title] => What To Look For In Winter Slip And Fall Cases
                  [post_author] => 1
                  [post_date] => 2020-12-21 22:35:53
                  [year] => 2020
                  [month] => 12
                  [post_type] => post
              )
      
          [46] => stdClass Object
              (
                  [slug] => car-accidents
                  [ID] => 1545
                  [post_name] => winter-checklist-for-your-car
                  [post_title] => Winter Checklist For Your Car
                  [post_author] => 3
                  [post_date] => 2020-12-09 16:51:55
                  [year] => 2020
                  [month] => 12
                  [post_type] => post
              )
      
          [47] => stdClass Object
              (
                  [slug] => motorcycle-accidents
                  [ID] => 1540
                  [post_name] => motorcycle-safety-on-roadways
                  [post_title] => Motorcycle Safety On Roadways
                  [post_author] => 1
                  [post_date] => 2020-11-13 19:17:25
                  [year] => 2020
                  [month] => 11
                  [post_type] => post
              )
      
          [48] => stdClass Object
              (
                  [slug] => car-accidents
                  [ID] => 1537
                  [post_name] => truck-accident-personal-injury-claim-services
                  [post_title] => Truck Accident Personal Injury Claim Services
                  [post_author] => 3
                  [post_date] => 2020-10-26 19:30:09
                  [year] => 2020
                  [month] => 10
                  [post_type] => post
              )
      
          [49] => stdClass Object
              (
                  [slug] => personal-injury
                  [ID] => 1534
                  [post_name] => motorcycle-accident-personal-injury-claim-services
                  [post_title] => Motorcycle Accident Personal Injury Claim Services
                  [post_author] => 1
                  [post_date] => 2020-10-09 17:59:20
                  [year] => 2020
                  [month] => 10
                  [post_type] => post
              )
      
          [50] => stdClass Object
              (
                  [slug] => wrongful-death
                  [ID] => 1531
                  [post_name] => wrongful-death-claim-services
                  [post_title] => Wrongful Death Claim Services
                  [post_author] => 3
                  [post_date] => 2020-09-30 21:34:05
                  [year] => 2020
                  [month] => 9
                  [post_type] => post
              )
      
          [51] => stdClass Object
              (
                  [slug] => car-accident
                  [ID] => 1529
                  [post_name] => how-quarantine-affects-your-commute
                  [post_title] => How Quarantine Affects Your Commute
                  [post_author] => 3
                  [post_date] => 2020-09-25 19:41:46
                  [year] => 2020
                  [month] => 9
                  [post_type] => post
              )
      
          [52] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 1525
                  [post_name] => who-is-liable-in-a-boating-accident
                  [post_title] => Who Is Liable In A Boating Accident?
                  [post_author] => 3
                  [post_date] => 2020-08-27 14:05:38
                  [year] => 2020
                  [month] => 8
                  [post_type] => post
              )
      
          [53] => stdClass Object
              (
                  [slug] => dog-bite
                  [ID] => 1522
                  [post_name] => what-to-do-after-a-dog-bite
                  [post_title] => What To Do After A Dog Bite
                  [post_author] => 3
                  [post_date] => 2020-08-11 21:16:25
                  [year] => 2020
                  [month] => 8
                  [post_type] => post
              )
      
          [54] => stdClass Object
              (
                  [slug] => personal-injury
                  [ID] => 1517
                  [post_name] => do-have-slip-fall-case
                  [post_title] => Do I Have A Slip And Fall Case?
                  [post_author] => 1
                  [post_date] => 2020-06-23 19:22:41
                  [year] => 2020
                  [month] => 6
                  [post_type] => post
              )
      
          [55] => stdClass Object
              (
                  [slug] => personal-injury
                  [ID] => 1513
                  [post_name] => 4-steps-to-start-a-defective-product-personal-injury-claim
                  [post_title] => 4 Steps To Start A Defective Product Personal Injury Claim
                  [post_author] => 1
                  [post_date] => 2020-06-23 19:02:13
                  [year] => 2020
                  [month] => 6
                  [post_type] => post
              )
      
          [56] => stdClass Object
              (
                  [slug] => minnesota
                  [ID] => 1515
                  [post_name] => 2018-accidents-and-injuries-in-minnesota
                  [post_title] => 2018 Accidents And Injuries In Minnesota
                  [post_author] => 1
                  [post_date] => 2020-06-23 19:01:53
                  [year] => 2020
                  [month] => 6
                  [post_type] => post
              )
      
          [57] => stdClass Object
              (
                  [slug] => car-accident
                  [ID] => 1509
                  [post_name] => 10-habits-of-safe-drivers
                  [post_title] => 10 Habits Of Safe Drivers
                  [post_author] => 3
                  [post_date] => 2020-06-10 14:17:08
                  [year] => 2020
                  [month] => 6
                  [post_type] => post
              )
      
          [58] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1500
                  [post_name] => minnesota-motor-accidents-10-year-snaphot
                  [post_title] => Minnesota Motor Accidents 10 Year Snaphot
                  [post_author] => 3
                  [post_date] => 2020-05-20 13:32:18
                  [year] => 2020
                  [month] => 5
                  [post_type] => post
              )
      
          [59] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1497
                  [post_name] => how-much-is-my-personal-injury-claim-worth
                  [post_title] => How Much Is My Personal Injury Claim Worth?
                  [post_author] => 3
                  [post_date] => 2020-05-06 19:18:34
                  [year] => 2020
                  [month] => 5
                  [post_type] => post
              )
      
          [60] => stdClass Object
              (
                  [slug] => car-accident
                  [ID] => 1481
                  [post_name] => accidents-by-vehicle-2018
                  [post_title] => Accidents By Vehicle 2018
                  [post_author] => 1
                  [post_date] => 2020-04-23 18:53:46
                  [year] => 2020
                  [month] => 4
                  [post_type] => post
              )
      
          [61] => stdClass Object
              (
                  [slug] => dog-animal-bites
                  [ID] => 1478
                  [post_name] => whos-responsible-for-a-dog-bite
                  [post_title] => Who's Responsible for a Dog Bite?
                  [post_author] => 3
                  [post_date] => 2020-04-09 15:36:17
                  [year] => 2020
                  [month] => 4
                  [post_type] => post
              )
      
          [62] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 1475
                  [post_name] => how-do-no-fault-claims-work
                  [post_title] => How Do No-Fault Claims Work?
                  [post_author] => 1
                  [post_date] => 2020-03-19 13:24:29
                  [year] => 2020
                  [month] => 3
                  [post_type] => post
              )
      
          [63] => stdClass Object
              (
                  [slug] => uncategorized
                  [ID] => 1472
                  [post_name] => personal-injury-101
                  [post_title] => Personal Injury 101
                  [post_author] => 3
                  [post_date] => 2020-03-06 17:19:07
                  [year] => 2020
                  [month] => 3
                  [post_type] => post
              )
      
          [64] => stdClass Object
              (
                  [slug] => minnesota
                  [ID] => 1461
                  [post_name] => halloween-safety-tips
                  [post_title] => Halloween Safety Tips
                  [post_author] => 3
                  [post_date] => 2019-10-28 13:21:57
                  [year] => 2019
                  [month] => 10
                  [post_type] => post
              )
      
          [65] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1459
                  [post_name] => u-s-pedestrian-death-rates-reach-30-year-high
                  [post_title] => U.S. Pedestrian Death Rates Reach 30-Year High
                  [post_author] => 3
                  [post_date] => 2019-10-02 13:29:43
                  [year] => 2019
                  [month] => 10
                  [post_type] => post
              )
      
          [66] => stdClass Object
              (
                  [slug] => personal-injury
                  [ID] => 1458
                  [post_name] => bicycle-safety
                  [post_title] => Bicycle Safety
                  [post_author] => 3
                  [post_date] => 2019-09-18 13:18:44
                  [year] => 2019
                  [month] => 9
                  [post_type] => post
              )
      
          [67] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1452
                  [post_name] => minnesota-crackdown-on-speeding
                  [post_title] => Minnesota Crackdown on Speeding
                  [post_author] => 3
                  [post_date] => 2019-08-28 13:14:34
                  [year] => 2019
                  [month] => 8
                  [post_type] => post
              )
      
          [68] => stdClass Object
              (
                  [slug] => car-accident
                  [ID] => 1450
                  [post_name] => car-crash-in-construction-zones
                  [post_title] => Car Crash in Construction Zones
                  [post_author] => 3
                  [post_date] => 2019-08-14 13:04:09
                  [year] => 2019
                  [month] => 8
                  [post_type] => post
              )
      
          [69] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1448
                  [post_name] => preventing-injuries-to-children-in-car-accidents
                  [post_title] => Preventing Injuries to Children in Car Accidents
                  [post_author] => 3
                  [post_date] => 2019-07-31 13:16:23
                  [year] => 2019
                  [month] => 7
                  [post_type] => post
              )
      
          [70] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1445
                  [post_name] => dog-bite-prevention
                  [post_title] => Dog Bite Prevention
                  [post_author] => 3
                  [post_date] => 2019-07-17 13:19:34
                  [year] => 2019
                  [month] => 7
                  [post_type] => post
              )
      
          [71] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1443
                  [post_name] => driving-safely-with-sunlight-glare
                  [post_title] => Driving Safely with Sunlight Glare
                  [post_author] => 3
                  [post_date] => 2019-06-19 13:03:20
                  [year] => 2019
                  [month] => 6
                  [post_type] => post
              )
      
          [72] => stdClass Object
              (
                  [slug] => minnesota
                  [ID] => 1440
                  [post_name] => new-protections-against-minnesota-elder-abuse-and-neglect-expected
                  [post_title] => New Protections Against Minnesota Elder Abuse and Neglect Expected
                  [post_author] => 3
                  [post_date] => 2019-05-22 13:53:11
                  [year] => 2019
                  [month] => 5
                  [post_type] => post
              )
      
          [73] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1434
                  [post_name] => what-steps-to-take-after-a-slip-and-fall-accident
                  [post_title] => What Steps To Take After a Slip and Fall Accident
                  [post_author] => 3
                  [post_date] => 2019-04-22 13:51:13
                  [year] => 2019
                  [month] => 4
                  [post_type] => post
              )
      
          [74] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 1431
                  [post_name] => what-to-do-if-you-witness-a-car-accident
                  [post_title] => What to Do if you Witness a Car Accident
                  [post_author] => 3
                  [post_date] => 2019-04-08 14:08:04
                  [year] => 2019
                  [month] => 4
                  [post_type] => post
              )
      
          [75] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1423
                  [post_name] => what-steps-should-you-take-after-an-accident-or-injury
                  [post_title] => What Steps Should You Take After an Accident or Injury?
                  [post_author] => 3
                  [post_date] => 2019-02-06 15:30:51
                  [year] => 2019
                  [month] => 2
                  [post_type] => post
              )
      
          [76] => stdClass Object
              (
                  [slug] => personal-injury
                  [ID] => 1419
                  [post_name] => spinal-cord-stimulators-causing-injuries
                  [post_title] => Spinal Cord Stimulators Causing Injuries
                  [post_author] => 3
                  [post_date] => 2019-01-02 14:15:40
                  [year] => 2019
                  [month] => 1
                  [post_type] => post
              )
      
          [77] => stdClass Object
              (
                  [slug] => uncategorized
                  [ID] => 1388
                  [post_name] => avoid-black-friday-injuries
                  [post_title] => Avoid Black Friday Injuries
                  [post_author] => 14
                  [post_date] => 2018-11-19 13:49:27
                  [year] => 2018
                  [month] => 11
                  [post_type] => post
              )
      
          [78] => stdClass Object
              (
                  [slug] => uncategorized
                  [ID] => 1385
                  [post_name] => class-action-lawsuit-against-e-scooter-companies
                  [post_title] => Class Action Lawsuit Against E-Scooter Companies
                  [post_author] => 3
                  [post_date] => 2018-11-02 20:40:51
                  [year] => 2018
                  [month] => 11
                  [post_type] => post
              )
      
          [79] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 1325
                  [post_name] => injured-motorcyclist-files-suit-against-government-for-1-7-million
                  [post_title] => Injured Motorcyclist Files Suit Against Government for $1.7 Million
                  [post_author] => 14
                  [post_date] => 2018-09-26 16:38:57
                  [year] => 2018
                  [month] => 9
                  [post_type] => post
              )
      
          [80] => stdClass Object
              (
                  [slug] => uncategorized
                  [ID] => 1228
                  [post_name] => what-you-need-to-know-about-medical-malpractice
                  [post_title] => What you need to know about Medical Malpractice
                  [post_author] => 3
                  [post_date] => 2018-08-29 13:31:08
                  [year] => 2018
                  [month] => 8
                  [post_type] => post
              )
      
          [81] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 1120
                  [post_name] => tips-to-help-prevent-motorcycle-accidents
                  [post_title] => Tips to Help Prevent Motorcycle Accidents
                  [post_author] => 3
                  [post_date] => 2018-08-15 16:14:15
                  [year] => 2018
                  [month] => 8
                  [post_type] => post
              )
      
          [82] => stdClass Object
              (
                  [slug] => twin-cities
                  [ID] => 1117
                  [post_name] => wrongful-drowning-deaths-due-to-foam-at-falls-park-in-sioux-falls
                  [post_title] => Wrongful Drowning Deaths Due to Foam at Falls Park in Sioux Falls
                  [post_author] => 3
                  [post_date] => 2018-08-01 18:02:42
                  [year] => 2018
                  [month] => 8
                  [post_type] => post
              )
      
          [83] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1113
                  [post_name] => wrongful-death-in-minnesota
                  [post_title] => Wrongful Death in Minnesota
                  [post_author] => 14
                  [post_date] => 2018-07-25 17:33:39
                  [year] => 2018
                  [month] => 7
                  [post_type] => post
              )
      
          [84] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1099
                  [post_name] => slip-and-fall-in-minnesota
                  [post_title] => Slip and Fall in Minnesota
                  [post_author] => 3
                  [post_date] => 2018-07-11 16:57:08
                  [year] => 2018
                  [month] => 7
                  [post_type] => post
              )
      
          [85] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1096
                  [post_name] => fathers-day-traffic-collisions
                  [post_title] => Father’s Day Traffic Collisions
                  [post_author] => 3
                  [post_date] => 2018-06-22 13:56:25
                  [year] => 2018
                  [month] => 6
                  [post_type] => post
              )
      
          [86] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1072
                  [post_name] => personal-injury-101-basics-pi-lawsuits-minnesota
                  [post_title] => Personal Injury 101: Basics of Personal Injury Lawsuits in Minnesota
                  [post_author] => 3
                  [post_date] => 2018-04-18 12:37:56
                  [year] => 2018
                  [month] => 4
                  [post_type] => post
              )
      
          [87] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1070
                  [post_name] => common-vehicular-injuries
                  [post_title] => Common Vehicular Injuries
                  [post_author] => 3
                  [post_date] => 2018-04-11 12:08:57
                  [year] => 2018
                  [month] => 4
                  [post_type] => post
              )
      
          [88] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1065
                  [post_name] => lawyer-specialty-certification-makes-difference
                  [post_title] => Why Lawyer Specialty Certification Makes a Difference
                  [post_author] => 3
                  [post_date] => 2018-04-04 14:37:26
                  [year] => 2018
                  [month] => 4
                  [post_type] => post
              )
      
          [89] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1031
                  [post_name] => safest-car-models
                  [post_title] => Safest Car Models
                  [post_author] => 3
                  [post_date] => 2017-12-20 14:48:09
                  [year] => 2017
                  [month] => 12
                  [post_type] => post
              )
      
          [90] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1028
                  [post_name] => 1028-2
                  [post_title] => When No-Fault Coverage is Applicable
                  [post_author] => 1
                  [post_date] => 2017-12-13 16:27:39
                  [year] => 2017
                  [month] => 12
                  [post_type] => post
              )
      
          [91] => stdClass Object
              (
                  [slug] => car-accident
                  [ID] => 1025
                  [post_name] => winter-essentials-car
                  [post_title] => Winter Essentials For Your Car
                  [post_author] => 3
                  [post_date] => 2017-12-06 16:43:58
                  [year] => 2017
                  [month] => 12
                  [post_type] => post
              )
      
          [92] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1020
                  [post_name] => medical-mix-happens-medical-malpractice
                  [post_title] => A Medical Mix-Up: What Happens With Medical Malpractice
                  [post_author] => 3
                  [post_date] => 2017-11-22 14:43:32
                  [year] => 2017
                  [month] => 11
                  [post_type] => post
              )
      
          [93] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1017
                  [post_name] => winter-driving-safety-guide
                  [post_title] => Winter Driving Safety Guide
                  [post_author] => 1
                  [post_date] => 2017-11-20 16:01:04
                  [year] => 2017
                  [month] => 11
                  [post_type] => post
              )
      
          [94] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1008
                  [post_name] => bites-animal-lashes
                  [post_title] => What to Do When an Animal Bites
                  [post_author] => 3
                  [post_date] => 2017-11-08 20:44:34
                  [year] => 2017
                  [month] => 11
                  [post_type] => post
              )
      
          [95] => stdClass Object
              (
                  [slug] => uncategorized
                  [ID] => 1013
                  [post_name] => nice-trip-see-next-fall-2
                  [post_title] => Have a Nice Trip, See You Next Fall!
                  [post_author] => 3
                  [post_date] => 2017-10-30 15:01:33
                  [year] => 2017
                  [month] => 10
                  [post_type] => post
              )
      
          [96] => stdClass Object
              (
                  [slug] => injury
                  [ID] => 1011
                  [post_name] => tesla-decrease-car-accidents
                  [post_title] => Could Tesla Decrease Car Accidents?
                  [post_author] => 3
                  [post_date] => 2017-10-18 19:28:23
                  [year] => 2017
                  [month] => 10
                  [post_type] => post
              )
      
          [97] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 979
                  [post_name] => liability-medical-payment-coverage-homeowners-insurance
                  [post_title] => LIABILITY AND MEDICAL PAYMENT COVERAGE IN HOMEOWNER’S INSURANCE
                  [post_author] => 1
                  [post_date] => 2017-05-01 14:27:54
                  [year] => 2017
                  [month] => 5
                  [post_type] => post
              )
      
          [98] => stdClass Object
              (
                  [slug] => insurance
                  [ID] => 970
                  [post_name] => hidden-surprise-auto-policy
                  [post_title] => IS THERE A HIDDEN SURPRISE IN YOUR AUTOMOBILE INSURANCE POLICY?
                  [post_author] => 1
                  [post_date] => 2017-03-30 15:18:09
                  [year] => 2017
                  [month] => 3
                  [post_type] => post
              )
      
          [99] => stdClass Object
              (
                  [slug] => uncategorized
                  [ID] => 936
                  [post_name] => umbrella-insurance-buy-insurance-umbrella
                  [post_title] => Umbrella Insurance - Why Would I Buy Insurance For My Umbrella?
                  [post_author] => 1
                  [post_date] => 2017-02-15 15:48:05
                  [year] => 2017
                  [month] => 2
                  [post_type] => post
              )
      
          [100] => stdClass Object
              (
                  [slug] => uncategorized
                  [ID] => 798
                  [post_name] => sometimes-intentions-important-actions
                  [post_title] => SOMETIMES INTENTIONS ARE MORE IMPORTANT THAN ACTIONS.
                  [post_author] => 3
                  [post_date] => 2014-10-02 15:13:12
                  [year] => 2014
                  [month] => 10
                  [post_type] => post
              )
      
      )
      
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