Cars are the main form of transportation for most Montevideo residents. On-the-go lifestyles and long commutes put more people on the road and expose everyone to a higher likelihood of accidents.
If you are involved in a Montevideo car accident, our legal team at Nelson Personal Injury, LLC, is here to help. We can put our experience and knowledge to work for you and help you recover the compensation you are entitled to.
Montevideo Car Accident Attorney
Car accident victims are entitled to compensation to help cover the costs of medical treatment, lost wages, pain and suffering, and more. While you may not realize it, the financial losses related to car accidents can be significant and include things like:
- Lost wages if the injuries prevent the victim from going back to work;
- Inability to save for education, retirement, or other long-term goals;
- Loss of future earning capacity;
- Healthcare costs;
- Damage to the vehicle and personal property.
Our job is to help you recover the maximum compensation for the injuries and damages you experience as a result of a car accident.
Montevideo Car Accident Lawyer
Being involved in a car accident can be overwhelming. You may not know what to do if you have been in an accident or where to turn for trusted guidance. We are here to help.
When you contact our Nelson Personal Injury for help with your car accident claim, we will provide you with several services, including the following:
- Gathering and preserving evidence;
- Interviewing any witnesses;
- Setting up the claims with the insurance companies;
- Helping you properly document all medical costs related to the accident;
- Ensure medical expenses are properly paid;
- Handle communication and negotiations with insurance companies; and
- Start a lawsuit, if necessary.
We encourage you to reach out to us right away after an accident. We will gather information about your situation, walk you through the process, and determine if your case is one we would be willing to handle. Our goal is to then provide you with high quality legal representation to help you recover the maximum amount of compensation allowed by law.
Your Rights After a Montevideo Car Accident
If you have been involved in a car accident in or around Montevideo, it is important that you know what your rights are so that you can protect them. In Minnesota, there are certain things you must understand in order to give your case the best chance of success.
No-Fault Insurance Coverage in Minnesota
One of the first things to know is that Minnesota is a no-fault insurance state. This means that anyone involved in an accident, regardless of who caused it, can recover certain benefits from the no-fault portion of their own insurance policy. These benefits include lost wages, medical expenses and mileage, and replacement services. No-fault insurance is also known as PIP (personal injury protection). and similar economic losses. In Minnesota, all drivers are required to carry no-fault insurance with a minimum of $20,000 in medical expense and mileage coverage, and $20,000 in wage loss and replacement services coverage.
In addition to your no-fault claim, there are certain situations where you can also pursue a personal injury claim against the at-fault driver and their insurance company. You may have this right if you meet one of five statutory thresholds, which include: incurring over $4,000 in medical expenses, if you have a scar or disfigurement as a result of the accident, if a death occurs, if you have 60 days or more disability, or if you sustain a permanent injury. Our attorneys can review the facts of your case and discuss whether or not you have the legal right to bring a personal injury claim against the at fault driver and their insurance company.
If you are able to bring a personal injury claim against the at fault driver, you are entitled to recover any past and future medical expenses that were not covered by your no-fault claim; any past and future wage loss not covered by your no-fault claim; and any past and future pain, suffering, emotional distress and disfigurement sustained.
Issues with Insurance Companies
When you are involved in a car accident, the insurance companies may not have your best interests in mind. They will often try to get you to make admissions or give statements that may be harmful to your rights. That is why it is important that you consult with an experienced Montevideo car accident attorney as soon as possible after the crash.
Other issues may arise if the at fault driver does not carry insurance, or does not carry enough insurance to compensate you for your injuries.
Uninsured Drivers
If you are in an accident with an uninsured driver, you may be wondering am I simply out of luck? Fortunately, Minnesota requires all drivers to carry underinsured motorist coverage through your own policy. This coverage is there to protect you if you are injured as a result of an uninsured driver.
Underinsured Drivers
Sometimes, drivers do not carry enough insurance coverage to compensate you for your injuries. In this case, you may have an underinsured motorist claim against your own insurance company for any damages you sustain that go above and beyond the coverage carried by the at fault driver.
In either of these situations, our lawyers can help navigate the confusing process. We ensure all possible avenues of recovering compensation are determined so that you get your deserved settlement.
Get the Legal Assistance You Deserve for Your Montevideo Car Accident Claim
At Nelson Personal Injury, LLC, our legal team understands the difficulties and hardships that car accidents can cause. The split second that it takes for an accident to occur can change your life forever.
Our goal is to help accident victims get the full amount of compensation they deserve so that they can focus on recovering from their injuries. While the process can take time and effort, you can count on us to fight aggressively on your behalf to help you recover what has been lost after an accident.
The first step is to contact our office to schedule a free initial consultation. We can learn more about your situation and create a plan to proceed with the case
